Often, in moments of economic difficulty, one wonders how to obtain a payday loan without guarantees and without guarantor. This is a type of credit that is difficult to request and obtain. Let’s find out how to do in this post, or at least let’s try.
First of all we point out that obtaining a payday loan without guarantees and without guarantor is the most complex thing in Italy. The credit crisis has brought many institutions to their knees, reduced competition, and raised the level of attention to the requirements of those requesting funding. However, the growing unemployment, the increase in the portion of the population deprived of income and properties, and other factors have pushed on the one hand the Italian institutions to grant funds to the credit institute dedicated to disadvantaged sections of the population, on the other the same institutions to compete with each other to access this new part of the market. In short, the increase in those who require a payday loan without guarantees and without guarantor has increased the attention on these requests, and obtained some advantages.
What credit for those who decide to request a payday loan without guarantees and without guarantor?
We have said that asking for a payday loan without guarantees and without guarantor is not simple, and it is also difficult to obtain. However, there are several feasible options that do not present particular difficulties. Let’s see them in detail.
Employee loans. The sale of the fifth is not a payday loan without guarantees and without guarantor, but we have included it in this list anyway because too often it is discarded a priori, while it is probably the loan granted more cheaply and with less difficulty. The only requirement, and not a small one, is to have a pay slip or a pension slip.
Lifelong mortgage loan. The mortgage loan is granted to the owners of properties that do not have the possibility to access other forms of credit. It might seem that this is not a payday loan without guarantees and without guarantor, but on the contrary, in case of non-payment, no eviction is suffered. In practice, the property is placed as a guarantee but can only be sold upon the owner’s death.
Loan changed. The loan is not a real payday loan without guarantees and without guarantor, in fact, with this form of credit the bill of exchange being an enforceable title acts as a guarantee for the creditor. It is an excellent financing tool, able to provide even high amounts. In short, in the absence of other guarantees, the loan is placed on the market as a valid alternative.
Finalized loan. This is the payday loan without guarantees and without a simpler guarantor to request and obtain, in fact just go to any store or service provider and ask to pay in installments. By now almost all the sellers have entered into agreements with institutions, such as Banca Findomestic, which will evaluate our practice in a very short time. Obviously, these are generally small amounts for a specific purchase, but it is still a question of credit.
Revolving cards. The revolving card is one of the latest news when it comes to payday loans without guarantees and without guarantor. It is a sort of credit line that is always available, usable within the established times, terms and methods. In short, this is a credit method that, once approved, can always be used at any time without having to open new practices.
Obviously in this post we have mentioned only some features, for more information you can follow the links indicated.
payday loan without guarantees and without guarantor, at what costs? Under what conditions?
We have just listed the list of possible loans without guarantees, in short, those that can be considered the last beaches of the loan. Why last beaches? Simply because when you request a payday loan without collateral and without a guarantor, you are generally condemned to preliminary investigation costs and significantly higher interest rates.
In fact, when a bank provides a payday loan without guarantees and without guarantor, it exposes itself to a high level of risk that must be balanced against a greater profit margin. Obviously we always recommend evaluating the proposals of different credit institutions, so as to be able to choose the most advantageous conditions and the least oppressive clauses.